Case Study
Bank Rakyat Indonesia Increases Financial Inclusion and Extends Microfinance Opportunities
Bank Rakyat Indonesia (BRI), the largest microfinance institution globally, is leveraging Confluent Platform and Apache Kafka to drive its digital transformation and boost financial inclusion across Indonesia. This event-driven architecture powers real-time credit scoring, fraud detection, and merchant services. Key improvements include cutting loan disbursement times from two weeks to two minutes, enabling real-time fraud detection, and creating an ISO-certified open API for fintech partnerships. These innovations have helped reduce loan defaults and expand financial services to the unbanked population, aiming to reach 80% inclusion.
