The case study explains how Co-operators, a leading Canadian insurance and financial services cooperative, improved pricing agility by adopting Earnix with the Guidewire PolicyCenter Accelerator. The organization struggled with rigid internal rating systems that were difficult to change, costly to maintain, and slow to update, often requiring heavy IT involvement and causing delays when issues arose. After using Earnix modeling and analytics for years, Co-operators externalized its rating and pricing processes to gain greater flexibility and efficiency. This shift enabled faster rate changes, improved system reliability, reduced dependency on IT resources, and supported more responsive, scalable pricing operations aligned with business needs.

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