The Customer Cospay Limited is an electronic money institution focused on providing payment services to merchants. With the increased demand for the digital space, businesses around the world are looking for ways to manage and improve their digital offering. Cospay is aiming to be a major player in acquiring ecommerce space by offering merchants the ability to expand their digital footprint. They offer IBAN accounts in 35 currencies across 212 countries enabling merchants to sell internationally. The Challenge Cospay has partnerships with major credit card companies such as: Mastercard, Visa, American Express, etc. These partnerships allow merchants to collect money from online global sales. These sales can come in a variety of countries and currencies. Due to the cross-borde

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