Case Study
Increase approvals while reducing losses with instant decisioning and custom models
To support its geographic expansion and digital growth, Atlas Credit needed to move away from inefficient manual application reviews, which caused inconsistent decisions and slow turnaround times. By partnering with Experian, the lender implemented a custom risk model integrated with an advanced decisioning software strategy. This automation significantly reduced reliance on manual labor, enabling instant, data-driven decisions that increased approval rates while maintaining tight risk control. Experian’s technology streamlined both online and in-branch workflows, allowing Atlas Credit to maximize its volume of booked loans and improve overall conversion rates as it scaled operations into new markets with greater speed and consistency.
