Case Study
Leading Buy Now Pay Later Company Protects Customers and Merchants from ATO and Client-side Threats
A leading buy now, pay later company operating in New Zealand, Australia, and the UK adopted HUMAN Application Protection and Code Defender to secure its customers and merchants from account takeover and digital skimming attacks. Handling all fraud risk for its partners, the company needed advanced, real-time protection integrated with Cloudflare. HUMAN’s AI-driven behavioral analytics and client-side monitoring detect malicious bots, control script access to sensitive data, and prevent unauthorized transactions. The solution enabled the BNPL firm to expand confidently into new markets while safeguarding customer data, maintaining trust, and supporting a scalable, modern security architecture.