The client, a major Swiss bank, sought to modernize its payments estate using a flexible, non‑traditional approach that could support instant payments across seven countries and leverage low‑code, cloud‑native capabilities offered by IPF. They also required a gradual migration path to move existing payment flows—including SCT, TARGET2, CHAPS and SWIFT—from legacy platforms to a future‑ready infrastructure. Meeting the regulatory deadline for Switzerland’s new instant payments scheme, SIC5, was the first priority. To achieve this, the bank needed a partner with proven expertise in delivering fast, robust payments transformations and building scalable, modern payment architectures.

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