Anything we can do to provide more accessibility to our lenders and increase the opportunity to make more loans is always going to be a big ‘yes’ for us. We’re grateful for the opportunity to do this in new ways through the PayPal partnership. Small Screen, Big Impact SUCCESS METRICS Users downloaded & launched the Kiva app 1 43K+ 4.9 Out of 5 star iOS app rating on App Store 1 5% Increase in conversion with PayPal 2 Note: Results are based on internal PayPal data from 2019-2020. Results may not be typical and may vary substantially by business. 1. Kiva data March 2020-October 2020 2. From A/B testing during 7/20/2020-9/11/2020 In 2005, Kiva set out on a mission to empower individuals by connecting people through crowdfunded microloans. The unique crowdfunding platform has a

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