Tokio Marine HCC is a Houston‑based specialty insurance provider and part of the global Tokio Marine Group, underwriting more than 100 classes of insurance across over 180 countries. With offices spanning the United States, Mexico, the United Kingdom, and Europe, the company has a broad international footprint. As a data‑driven organization with a strong emphasis on technology and innovation, TMHCC has relied on catastrophe modeling for underwriting decisions for many years. Its use of Moody’s solutions, including Risk Modeler, RMS HD models, and the Intelligent Risk Platform Navigator, supports advanced risk assessment, underwriting precision, and strategic decision‑making across its global operations.

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