The top 25 U.S. bank addressed speed, risk, and efficiency by deploying Fiserv’s TransferNow® solution to deliver next‑day good‑funds transfers. Fiserv’s software enabled the bank to provide a faster, real‑time‑like account‑to‑account transfer option alongside its existing ACH flows, significantly improving customer satisfaction and competitive positioning. By guaranteeing funds availability sooner and reducing reliance on returns, TransferNow helped eliminate nearly all credit risk associated with pending transfers. The platform also lowered operational costs by automating settlement and exception handling, giving the bank greater control, visibility, and reliability in its transfer ecosystem while enhancing the overall customer experience.

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