This white paper explains how edge computing moves processing closer to data sources to cut latency, ease bandwidth demands, respect data-sovereignty rules, and enable real-time decisions across healthcare, manufacturing, smart cities, finance, and autonomous systems. Investment is surging, and edge complements—not replaces—the cloud. Benefits include faster claims/operations, fraud detection, and personalized services (telematics, wearables). Key cyber risks: a larger attack surface, heterogeneous/under-patched devices, limited on-device resources, and complex multi-jurisdiction compliance (e.g., GDPR/HIPAA). Mitigations: lightweight encryption, secure boot, continuous monitoring, standardization, and strong data governance. For insurers: quicker claims, better pricing—and new liabilities requiring tailored coverage and response.

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