This overview outlines key questions property and casualty insurers should ask before investing in cloud software to ensure they choose a true SaaS-based insurance platform. While more than 80 percent of insurers now use cloud infrastructure, many struggle to realize its full value because simply moving existing systems to the cloud does not remove operational complexity. The content emphasizes the importance of evaluating platforms that reduce IT management burdens, enable continuous innovation, and support growth. By understanding critical criteria such as scalability, automation, delivery model, and vendor responsibility, insurers can avoid lift-and-shift pitfalls and select solutions that free teams to focus on business outcomes rather than infrastructure management.

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