This guide examines the growing fraud risks facing the travel insurance industry and the challenges created by what it describes as the Travel Special Investigations Unit (SIU) Gap. As global travel rebounds and insurance claims increase, many organizations struggle to effectively investigate high volumes of complex, cross-border claims. The report explains how traditional SIU structures are often not designed to address the fast-paced and international nature of travel-related fraud, allowing suspicious claims to go undetected and increasing financial losses. It explores the operational, technological, and investigative limitations that contribute to this gap and highlights the impact on insurers, customers, and overall trust in the claims process. The guide also presents modern solutions

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