The 2022 SMB Financial Management Survey of 751 decision-makers reveals that most SMBs are concerned about inflation, recession, and supply chain issues, though many still expect revenue growth. Confidence in handling change is mixed, and top challenges include staffing, data security, and reskilling. Smaller firms rely more on manual tools, while larger ones adopt integrated financial software and cloud solutions. Satisfaction with current systems is high, with change driven mainly by growth or business shifts. Cloud adoption is growing, especially in industries like IT, life sciences, and healthcare.

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