Report
The state of AI development in banking and financial services 2026
Banking and financial services organizations are advancing agentic AI to accelerate application development, automate complex processes, strengthen customer experiences, and improve IT productivity. However, expanding AI without coordinated strategies and governance can create fragmented tools, limited transparency, inconsistent interactions, and greater operational risk. Financial institutions therefore need controlled approaches that combine innovation with security, explainability, and enterprise oversight. OutSystems software helped banks develop and manage AI-enabled applications through a unified platform that supports rapid development, integration, orchestration, and governance. By connecting agents with trusted enterprise systems and workflows, OutSystems enables financial institu
