XTN Cognitive Security’s Strong Customer Authentication (SCA) solution enhances digital security by combining advanced authentication methods with a seamless user experience. The platform supports dynamically linked authentication, ensuring each authorization is tied to specific transaction data and complies with PSD2 requirements. It incorporates active biometrics such as fingerprint and facial recognition, as well as behavioral biometrics that continuously assess user identity through real-time behavioral signals. The solution also enables data channel-based authentication, eliminating the need for manual OTP entry whenever possible. Invisible device authentication silently collects security data during server interactions, reducing user effort while strengthening protection. Through fle

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