2O26 Debit and Credit Card Trends Report
2O26 Debit and Credit Card Trends Report
8 PagesFiserv’s 2026 Debit and Credit Card Trends Report highlights how card activity is rising, with debit dominating everyday transactions and credit driving higher‑value spend, while digital wallets reshape share‑of‑wallet. The analysis draws on Fiserv’s network‑level data and software capabilities to reveal how consumers use debit and credit differently, including shifts toward buy‑now‑pay‑later, eCommerce, and card‑on‑file payments. By surfacing these behavioral insights, Fiserv helps issuers refine portfolio strategy, optimize product offers, and strengthen cardholder relationships to maintain top‑of‑wallet positioning in a rapidly evolving payments landscape.
