The Visa white paper examines how host countries can deliver refugee aid more efficiently and securely through digital payments. With nearly 40M displaced people worldwide, traditional methods like cash and vouchers create delays, risks, and stigma. Case studies in Germany, the Netherlands, and Finland show prepaid and debit cards streamline onboarding, cut administrative costs, and enable timely support. Benefits include financial inclusion, safer transactions, visibility for governments, and dignity for recipients. Recommendations stress flexible, people-centered design, inclusivity, rapid scalability, and long-term resilience, supported by fintech partnerships.

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