This whitepaper focuses on how financial institutions can adopt AI while maintaining regulatory compliance. The early sections describe how AI accelerates development and increases complexity, creating new compliance risks. The middle sections explain why traditional AppSec models fail at AI speed and introduce a new framework: Stabilize (visibility and prevention), Optimize (risk-based prioritization), and Sustain (continuous governance). It highlights regulatory pressures such as NIST AI RMF, EU AI Act, DORA, and PCI DSS. The final sections emphasize continuous policy enforcement and real-time evidence generation. The key takeaway is that organizations must modernize security into a continuous, governance-driven model to operate safely at AI velocity.

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