White Paper
Software as a service (SaaS) Business Case
This paper outlines the SaaS business case for banks, positioning software as a service as a strategic alternative to traditional build‑or‑buy models. Instead of owning and operating software, banks purchase access to vendor‑managed platforms, transferring much of the operational, security, and uptime risk to the provider. The paper explores economic impacts such as lower upfront costs, improved scalability, and operational efficiency, along with potential effects on revenue models. It also highlights a shift in risk management, where vendors assume greater responsibility for system reliability and security, allowing banks to focus more on core business activities.
