White Paper
The Transformational Power of Digital Payments for Governments
Digital payments are transforming governments by boosting efficiency, transparency, and inclusion. Moving away from cash reduces costs, increases security, and improves trust. For citizens, digital systems enable faster access to benefits, tax refunds, and public services, while small businesses gain from easier participation in government programs. The shift also supports financial inclusion by reaching unbanked populations through mobile and card-based solutions. Governments that digitize payments can unlock economic growth, reduce leakage and fraud, and build more resilient systems—creating long-term value for economies and societies.