LexisNexis Risk Solutions’ Emailage and Fraud Intelligence helped the leading North American credit union reliably distinguish good consumers from bad actors in near real time during new‑account origination. The software significantly reduced third‑party fraud losses by capturing 68% of fraudulent applications among the riskiest submissions while keeping fraud rates below 3% on the lowest‑risk 20%. By automating risk scoring and reducing false positives, it cut manual reviews and the need for multiple point solutions, freeing internal resources. This enhanced protection gave the credit union greater flexibility in member‑acquisition strategy and strengthened confidence in digital onboarding and growth initiatives.

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