Vendor Sheet

Group Captives for Medical Stop Loss

Group Captives for Medical Stop Loss

Medical stop‑loss group captives offer mid‑market employers a transparent, self‑funded solution that brings stability as healthcare costs continue to rise. A group captive is a licensed insurance company formed by like‑minded employers to collectively manage and share risk through a three‑tiered financing structure that accounts for claim severity and predictability. In a medical stop‑loss captive, members pool their risk, gaining long‑term cost control, improved transparency and greater protection against large, unpredictable claims.

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