Vendor Sheet

North America Group Captive Strategy

North America Group Captive Strategy

North America Group Captive Strategy

A group captive is an insurance company owned and operated by its member organizations for their shared benefit. Artex group captives offer loss‑sensitive programs through an A‑rated carrier, giving customers a guaranteed cost policy reinsured by the captive for workers’ compensation, general liability, auto liability, and physical damage. Members benefit from collective purchasing power and economies of scale. Premiums are based on each member’s individual loss history and exposures, ensuring stability across market cycles. An unbundled structure provides flexibility through separate management, fronting reinsurance, and third‑party administration services.

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